A correspondent banking is a channel that through an agreement allows a bank to provide certain financial services in convenient, flexible and secure way through commerce facilities strategically located ( drug stores, supermarkets, superstores, shops, chain stores, supermarkets, etc. ) in order to reach those sectors or regions where it has no presence of an office. Banking correspondents are enabled so that clients of the Bank to perform payments of utility bills, deposits to savings or current accounts, and even cash.
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