It is a method of pedaling forward in time the financial obligations of a debtor. An example would be asking for a loan, and not being able to return it on date or request an extension, a new credit is taken to pay the first one. When the second cannot be repaid, it is borrowed again to pay it off; and thus the operation is repeated in order to delay the final cancellation and not be in arrears evidencing a bankruptcy. See bicycle, financial, Ponzi scheme.
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