It is the lack of certainty about the event of a fact or a loss; the uncertainty is caused in the uncertainty in the future. Uncertainty, insecurity or doubt denote subjective aspects and represent the human reaction to the lack of objective certainty about future events. In insurance, risk is defined as uncertainty about A lost. Mowbray says in his classic treatise on insurance: uncertainty arise discussion, hope, doubt, planning, success and progress, but also the dispute, the fear, the defence, failure and backwardness.
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